Ally vs. SoFi® [2025]: More Account Options or Higher APYs

Ally vs. SoFi: A Comparison of Account Options and APYs

Ally and SoFi are online-only banks that offer higher APYs than traditional banks, with no account fees or minimums.

SoFi leads with higher APYs, while Ally offers CD options, making them both strong contenders in the online banking market.

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Author's summary: Ally and SoFi offer competitive APYs and account options.

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FinanceBuzz FinanceBuzz — 2025-10-16

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